Mobile Home Refinancing

Refinance and Save

You may not need an appraisal to refinance your mobile home loan

Get Your Credit Report First:

Most lenders won't refinance their own mobile home loans, so you need to look for a different lender to refinance.

Your actual APR depends on your credit rating

Refinance your loan early

Who should refinance their mobile home loans?

Mobile home refinance loan applications need to be in the same names (with exact spelling) as the names on your current mobile home loan. Have your loan account number ready. You must refinance more than $7500. Any less and it's not worth the refinance company's time. It's also important to have all the vehicle information accurate so that the new lender can check your mobile home's value to make sure it meets Loan to Value ratio guidelines. Enter the year and model and enter the 17 digit VIN (Vehicle Identification Number), found on your registration. Check your mobile home's value first to make sure it has more value than the loan you still owe on it.

Refinancing a mobile home loan can be easy

To refinance your auto loan, follow these easy steps:

• Call your current car loan lender and ask for your loan payoff amount.
• Visit a lender website like Capital One Auto Finance or Up2Drive and apply online if their APR is at least 1% less than your current mobile home loan APR. Be sure to enter your mobile home's 17 digit VIN from your registration, and enter your name as it appears on your current loan.
• Your mobile home refinance loan is usually approved in about an hour
• They will email you instructions on how to payoff your current loan.
• Tell your current bank who your new lien holder will be, and have the title sent to them, not you.
• Use a free online payment calculator to check your rates and payments.
• Your state may charge a fee of $5 or more to transfer lien holders.
• Your loan can be usually be refinanced within 2 days.

The best mobile home refinance sites we have found is FirstAgain.com Loans for Autos or Anything Else (Good Credit Only). A Better Loan Experience Guaranteed! , with lower APRs than dealers.

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